Credit Cards

Choose a card that aligns with your lifestyle and experience the freedom to spend smartly with Hartclays Credit Union Bank.

Credit Cards

Discover the power of choice with Hartclays Credit Union Bank’s range of credit cards, designed to fit your unique financial needs and lifestyle. Our credit cards provide flexibility, security, and exclusive benefits, whether you're looking to earn rewards, enjoy low interest rates, or manage your expenses with ease.

Each Hartclays credit card offers advanced security features to protect your transactions, alongside digital tools that make monitoring and managing your spending simple. With 24/7 online account access and real-time notifications, you can stay on top of your finances wherever you are.

Choose the Hartclays credit card that aligns with your goals and enjoy features like cashback rewards, travel perks, and interest-free periods on purchases. Whether you’re building credit, managing monthly expenses, or treating yourself to rewards, Hartclays is here to support your journey with reliable, easy-to-use credit card options.

32 Month Balance Transfer Credit Card

Balance Transfer Credit Card

0% interest on balance transfers for 32 months from account opening – a 1.4% fee applies on balances transferred (minimum £5) within the first 60 days of account opening*
0% interest on purchases for 3 months* from account opening
No annual fee
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

18.9% APR (variable) Representative APR

Premier Credit Card

Exclusively available for Premier account customers
Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
Introductory offer: 0% on purchases for 9 months after account opening*
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

18.9% APR (variable) Representative APR

Student VISA Credit Card

Exclusively for existing Student Bank account holders
Earn cashback from your favourite shopping brands with Visa OffersVisa Offers This link will open in a new window. Visa Offers is now available to all Student Credit Card holders
No annual fee
Up to £500 credit available
Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

22.9% APR (variable) Representative APR

Classic Credit Card

Exclusively available to bank account customers
Up to £1,000 credit available
No annual fee
Credit is subject to status, affordability and applicable terms and conditions.

We are committed to providing secure, reliable, and customer-focused banking solutions for individuals and businesses across the UK. With a range of services designed to meet your unique financial needs, we’re here to help you grow and succeed. Discover a banking experience built on trust and dedication.

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